Standings & stats
Who leads the European EMI register?
Live leaderboards by passporting footprint, PSD2 breadth, longevity, and recent register activity. Refreshed daily.
Regional standings
Where the European EMI register is licensed. Editorial grouping; UK shown separately so Western Europe excludes GB.
Strength Index
Single composite score across passporting reach, PSD2 breadth, and licence tenure. Weights 45 / 35 / 20.
- 1RARapyd
IcelandReach 29Scope 10Tenure 13y82Strong - 2PA"Paysera LT", UAB
LithuaniaReach 28Scope 10Tenure 13y80Strong - 3
First Data GmbH
GermanyReach 29Scope 10Tenure 7y77Strong - 4NENeo Finance, ABLithuaniaReach 29Scope 10Tenure 7y77Strong
- 5
Nexi Germany GmbHGermanyReach 29Scope 10Tenure 7y77Strong - 6PAPAYONE GmbHGermanyReach 29Scope 10Tenure 7y77Strong
- 7ERReach 29Scope 8Tenure 14y77Strong
- 8ERИзи Пеймънт Сървисиз ООД
BulgariaReach 29Scope 10Tenure 7y77Strong - 9EMEM@NEY P.L.C.
MaltaReach 29Scope 8Tenure 13y76Strong - 10VAReach 29Scope 8Tenure 13y76Strong
Newcomers
Most recent authorisations on the register.
- 1NONorthernTech SIA
28 Apr 2026 - 2ODODOLA LTD
23 Apr 2026 - 3ERМонесо ЕООД22 Apr 2026
- 4BRBRITE PAYMENTS LIMITED21 Apr 2026
- 5CACardaq Limited17 Apr 2026
- 6FAFAIRMAY LTD31 Mar 2026
- 7PLPLATA CAPITAL UK LIMITED26 Mar 2026
- 8VIVINTED PAY LIMITED13 Mar 2026
- 9COCoinbase Luxembourg S.A.
05 Mar 2026 - 10MOMONELIQ03 Mar 2026
- 11PAPayhound Limited02 Mar 2026
- 12MAMAP E-PAY SOLUTIONS LIMITED20 Feb 2026
Free agents
Defunct or withdrawn authorisations. Grant date shown when withdrawal date not on record.
- 1AIAIRWALLEX (UK) LIMITEDDefunct
- 2ALAlipay (Europe) Limited S.A.Defunct
- 3ALAllstar Business Solutions LimitedDefunct
- 4AMAmazon Payments Europe S.C.A.Defunct
- 5AMAmerican Express Advanced Services Europe LimitedDefunct
- 6APAPS Financial LtdDefunct
- 7ASASOS Payments UK LimitedDefunct
- 8ATAttach (Global) LimitedWithdrawn
- 9AUAuthoripay Emoney LtdDefunct
- 10BIBiilz UK LtdWithdrawn
All-Star team
Editor's picks across five categories. Subjective; not derived from rankings above.
Cross-border money movement
Wise Payments Limited
United KingdomMulti-currency accounts and tight FX spreads at scale.
SME issuance
Revolut Ltd
United KingdomMulti-account, multi-card SME stack with deep passporting.
Online merchant acquiring
Stripe
IrelandDefault acquirer for European internet businesses.
Retail consumers
Curve UK Limited
United KingdomWallet-of-wallets retail spending experience.
Embedded finance
Mollie B.V.
NetherlandsDutch payments stack popular with checkout platforms.
Bottom of the register
Counterpoint to the All-Star team. Every card is data-derived from the public register or reader reviews.
Lowest strength
EMBED PAY LTD
United KingdomActive record with the weakest combined reach, scope and tenure on file.
Strength 6/100
Recently withdrawn
Attach (Global) Limited
United KingdomAuthorisation has been withdrawn on the public register.
Licence withdrawn
Status: defunct
AIRWALLEX (UK) LIMITED
United KingdomRegulator marks this institution as defunct rather than active.
Status defunct
Sparsest footprint
AllUnity GmbH
GermanyActive record with no website link and very limited reach or scope.
Strength 6/100
Reference data sourced from the FCA Financial Services Register and the EBA EUCLID register; refreshed daily. Editorial groupings and picks documented inline.